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Personal property: State Farm has the best type of belongings protection on the market, replacement cost value (RCV) coverage. This means they’ll replace your things at their current market value, not what they’re worth on eBay. You don’t have to pay extra for State Farm’s RCV coverage either, which isn’t always the case.What types of insurance does State Farm offer?
State Farm offers customers all of the standard car insurance coverages, including liability insurance, uninsured/underinsured motorist coverage, collision and comprehensive insurance and personal injury protection. It also offers a few other valuable policy add-ons, such as rental car and travel expenses coverage and rideshare insurance.How much coverage does State Farm offer?
Business property: State Farm’s business property coverage is kind of neat, especially if you’re an entrepreneur and you have to pay for your work laptop out of your own pocket. The maximum coverage for on-premises equipment is $5,000.How does State Farm insurance work?
State Farm’s joint universal life insurance insures two people under one policy and pays a benefit after the first person dies. It’s mainly used to cover living expenses for a surviving spouse or to fund buy-sell agreements between business partners. Any unpaid policy loans or withdrawals at the time of death will reduce the death benefit amount.