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There is no subsidized student loan for graduate school. Federal Perkins Loans came with a federal interest subsidy and were available to both undergraduate and graduate students. Unfortunately, the Federal Perkins Loan Program expired in 2017 and wasn’t renewed by Congress, so this subsidized student loan option is no longer available.Are PLUS loans available for graduate students?
While PLUS loans are available for both graduate students and parents of undergrads, there are two separate applications. If you’re a graduate or professional student, you’ll need to apply using a Direct PLUS application for graduate or professional students.How much can you borrow as a graduate student?
Borrowing limits for graduate students can vary by loan type, as well as by how much money you took out as an undergraduate: Federal subsidized and unsubsidized loans. Graduate students aren't eligible for subsidized loans, but can borrow up to $20,500 a year in federal unsubsidized loans.What are the different types of subsidized student loans?
Currently, the Department of Education offers just one type of subsidized student loan. These loans, called Direct Subsidized Loans, are extended to undergraduate students who have demonstrated financial need. There is no subsidized student loan for graduate school